Whatever misfortune befalls you is a consequence of your own deeds. But much of it He forgives. 30 You are not able to frustrate Him in the earth, nor do you have a guardian and a helper other than Allah. 31 And of His portents are the ships, like banners on the sea; 32 if He so wills, He stills the wind, and then they lie motionless on the sea's surface - [and] herein, behold, there are messages indeed for all who are wholly patient in adversity and deeply grateful [to God]; 33 Or He may make them founder for what they have earned, and (even then) pardon most; 34 And those who dispute (polytheists, etc. with Our Messenger Muhammad SAW) as regards Our Ayat (proofs, signs, verses, etc. of Islamic Monotheism) may know that there is no place of refuge for them (from Allah's punishment). 35 AND [remember that] whatever you are given [now] is but for the [passing] enjoyment of life in this world - whereas that which is with God is far better and more enduring. [It shall be given] to all who attain to faith and in their Sustainer place their trust; 36 And those who avoid the major sins and indecencies and, when angered, forgive; 37 And those who answer the call of their Lord and establish worship, and whose affairs are a matter of counsel, and who spend of what We have bestowed on them, 38 and who, whenever tyranny afflicts them, defend themselves. 39 And the retribution for an evil act is an evil one like it, but whoever pardons and makes reconciliation - his reward is [due] from Allah. Indeed, He does not like wrongdoers. 40 But indeed if any do help and defend themselves after a wrong (done) to them, against such there is no cause of blame. 41 The way is only open against those who do wrong to the people, and are insolent in the earth wrongfully; there awaits them a painful chastisement. 42 And verily whoso is patient and forgiveth - lo! that, verily, is (of) the steadfast heart of things. 43