NO CALAMITY can ever befall [man] unless it be by God's leave: hence, whoever believes in God guides his [own] heart [towards this truth]; and God has full knowledge of everything. 11 Pay heed, then, unto God, and pay heed unto the Apostle; and if you turn away, [know that] Our Apostle's only duty is a clear delivery of this message: 12 Allah! La ilaha illa Huwa (none has the right to be worshipped but He), and in Allah (Alone), therefore, let the believers put their trust. 13 O People who Believe! Some of your wives and children are your enemies, therefore be wary of them; and if you pardon and overlook and forgive, then indeed Allah is Oft Forgiving, Most Merciful. 14 Your wealth and your children are just a test; and with Allah is a tremendous reward. 15 So fear Allah as much as ye can; listen and obey and spend in charity for the benefit of your own soul and those saved from the covetousness of their own souls,- they are the ones that achieve prosperity. 16 If you give Allah a goodly loan, He will increase it for you several fold and will forgive you. Allah is Most Appreciative, Most Forbearing. 17 The All Knowing of all things hidden and visible, the Most Honourable, the Wise. 18