NO CALAMITY can ever befall [man] unless it be by God's leave: hence, whoever believes in God guides his [own] heart [towards this truth]; and God has full knowledge of everything. 11 Pay heed, then, unto God, and pay heed unto the Apostle; and if you turn away, [know that] Our Apostle's only duty is a clear delivery of this message: 12 God is the only Lord and in Him the believers should trust. 13 O believers, among your wives and children there is an enemy to you; so beware of them. But if you pardon, and overlook, and if you forgive, surely God is All-forgiving, All-compassionate. 14 Your wealth and your children are just a test; and with Allah is a tremendous reward. 15 So fear Allah as much as you are able and listen and obey and spend [in the way of Allah]; it is better for your selves. And whoever is protected from the stinginess of his soul - it is those who will be the successful. 16 If you lend an excellent loan to Allah, He will double it for you and forgive you; and Allah is Most Appreciative, Most Forbearing. 17 knowing all that is beyond the reach of a created being's perception as well as all that can be witnessed by a creature's senses or mind - the Almighty, the Wise! 18